Retirement Training: Manage Your Fitness Like Your Money

Reframe your fitness like it's money to motivate yourself to plan better for your physical future.


Fitness is like money.

Having extraordinary amounts of it, like these guys…

More than enough fitness

…may stroke your ego and get you laid more, but it doesn’t guarantee you everlasting happiness.

But having too little…

Too little fitness

…causes constant consternation and limits how much enjoyment you can extract from life.

So it makes sense to work diligently for some, but not excessively for more than necessary.

How much?

All you really need is enough fitness to feel free to do fun stuff with cool people.

Cool stuff with cool people


not really.

It’s wise to build up a surplus.

Because if you scrape by when you’re young, you risk running out of reserves when you’re older. Then you’ll be in for a world of pain.

Old people in pain

And it may be too late to recover.

Doctor diagnosis

Plus, you’d rather not be dependent on your kids to look after you, right?

Being pushed in wheelchair

So consider asking yourself:

What little investments and concessions can you make to be more physically prudent?

Like making retirement savings, invest in retirement trainings.

Long term fitness goal cover image of centenarian racing in the olympics

Train to Be an “Old-lympian”?

Following the logic of physical prudence, the most rational fitness objective is this:

To be the fittest 100+-year-old possible. 

Look at it as if you’re training for what Dr. Peter Attia coined “The Centenarian Olympics.”

For more on how I ended up focusing on this goal of being an “Old-lympian” and why I think it’s inevitable you will, too, race over to my new post:

The Ultimate Long-Term Fitness Goal Is To Be an “Old-lympian”

Thought Starters

  • 🤸‍♀️ Do you have a well-balanced physical portfolio? You may end up broke if your retirement training doesn’t include strength, mobility, balance, coordination, and endurance.
  • 🎯 Rather than aim for goals, go for aims. Short-term goals are fine for motivation. Just make sure they’re in line with aims you’re shooting for—even aims you may never arrive at, like the Centenarian Olympics.
  • 🤤 True motivation. What would need to change for your to want to do something rather than have to do something? – Clayton Christensen
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About the author

👋 I'm Chris. Everything you read on is my fault. This site is like a gym for your comfort zone, full of challenges to make your status quo sexier. Join my 'Consider This' newsletter for a fun new challenge every 10 days. Try it!

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The Zag shares my adventures off of the boring beaten paths of life and ideas for finding your own unfollowable path.